Young Independent

What are your current goals?  Is it your career, saving for a house or finding the perfect partner for life? Hopefully you are chasing your dreams, whether you have just left university, enjoying your independence or about to take the plunge and start your first business.

Being in your earlier stages of life, money management and planning for a secure future is often the last thing on your mind, something considered for later stages of your life or when you're looking to grow your family or assets.  However, we're here to change that and ensure that you understand that now is the time that you can have the biggest impact on your financial future and in a manageable and achievable way.

Our approach and understanding ensures that there is never a trade off between fun today and a secure tomorrow.

What is important now?

Making your money work for you:  Having your money in the right type of investment and savings accounts can make an impressive difference to your financial lifestyle in the future.  Sounds simple enough but this paired with the breadth of our knowledge and comprehensive understanding of the options available, we will ensure that you have access to the most suitable structure for you.  Our aim is to maximse your situation for today and for tomorrow.

Set your plan: The power of planning is evident through all aspects of life.  We're all familiar with the saying "Failing to plan is planning to fail" and we couldn't agree more.  Studies show that people with a financial plan are 80% more likely to achieve their financial lifestyle goals.  We're here to help you get things in order today so that you can reap the rewards tomorrow.

How can we help?

We  can help you get together all the key aspects of your financial position.  Our 30 minute, obligation free discussion is the perfect first step to your financial freedom.

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Young Family

The challenges of managing your financial life while raising children are well documented and something many of our clients come to us for help on.  Keeping up with school, medical and home expenses at the same time as monitoring your financial future is a delicate balancing act. 
Your family is the most important part of your life and we understand that the decisions you make can be even more stressful as they impact on the people you care about most.  We can assist you in developing a financial plan that is tailored to your situation and your families needs.  We will also work with you to ensure you implement and manage this plan to maximse your situation.

What is important now?

Security: Your family’s future is a priority and now is the time to ensure your financial life is secure.  You may have risked not having insurance while you were single, however the peace of mind that comes from the knowledge that your family is covered for any eventuality is invaluable.

Compound Interest: Making sure your compulsory super contributions are working hard for you is a key priority as your super fund, and your contributions to it, will be the single greatest creator of wealth long-term.

The Inhibitors: For many people the greatest inhibitors to wealth creation are tax and mortgage interest.  We can help you structure your mortgage to ensure you maximise the tax benefits, and minimise your lifetime interest payments to make sure the money you earn contributes to creating the lifestyle you crave.

How can we help?

You are in a busy time of your life and we know that having assistance to simply your financial options available to you and taking the stress out of managing your finances is something that would benefit you now and for your future situation.  More importantly we can give you the peace of mind of knowing where your financial decisions are taking you. Our plans help you take the action you need to get your financial plan on track.

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Mature Family

With your children either now self-sufficient, flying the nest to head of to university or full time work for example, the financial pressures on you should soon start to ease.  Now is the time to focus on you.  Looking towards retirement you most likely need to think hard about your own financial future and making sure you can sustain the lifestyle you have been planning for years.

Longevity is a key issue today, with people living longer our financial resources need to stretch for many years post retirement.  Will your financial resources sustain you and your partner for 20 years past retirement? What about 30 years? Now is your final chance to impact the number of years your desired retirement lifestyle can be maintained.

What is important now?

Action: It is vital that you understand what your current savings looks like and how your superannuation assets are being managed.  The right structure and correct products for your situation are the key to making your money work hardest.  Now is also the time to make the tough decisions and put more into savings if your retirement planning is a bit behind schedule.

How can we help?

Since 1991 our business has been helping people like you set yourself up for a comfortable retirement.  We would love the opportunity to talk to you about your goals and to help you achieve them.

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Pre Retirement

It’s a daunting decision to give up work permanently for life at home, and preparing for this involves many decisions that are going to impact the quality of your remaining life.  In addition to your financial considerations, have you got a clear plan on how you are going to live your life? Will it be full of travel, or focused on family?  Will you continue to manage your business interests or are you going to be free to golf or garden?

What is important now?

Preparation: Engaging with our team to begin discussion and plans for your time post work enables you to establish where you are now and where you want to get to come retirement.  The various elements to be considered prior to retirement are simplified with our help and we can ensure you make the most of your financial situation and set yourself up for a secure and comfortable retirement.

How can we help?

It is important to review your situation as soon as possible to ensure that you take advantage of strategies available to you now, before it is too late.

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Retirement

Retirement is a wonderful time of life where you have the opportunity to enjoy time for yourself, with your family and time on your hobbies.  The last thing that should be on your mind is money, yet it is often a major cause of stress.

What is important now?

Understanding your financial situation and how risk and return can impact your position are key elements that need your attention.  We are here to highlight and simplify the core factors that will maximse your situation.

How can we help?

Our team is passionate about helping you get confidence and clarity in your financial position and what is possible for your retirement.  We are confident our strategies and service will help you take the stress out of retirement finance.

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